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Why Choose Us?

As a Mortgage Broker With Decades of Experience, Trusted American Mortgage Leverages Deep Relationships and Expertise to Secure the Most Competitive Rates and Tailored Mortgage Programs For Our Clients.

A+ RATING WITH THE Better Business Bureau

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Competitive Pricing

We leverage our industry relationships and expertise to secure the most competitive rates and terms for our clients, helping them save money over the life of their loans. This creates maximum savings and cash flow, providing funds for reserves, improvements, wealth building, or debt elimination.

Proprietary Process

Our proprietary process helps you maximize the benefits of homeownership, such as appreciation and tax advantages. We identify the ideal term for your long-term goals, which could save you tens of thousands in interest, all while saving you thousands upfront.

Salary-Based Mortgage Professionals

Trusted American Mortgage is a prestigious firm of highly experienced salary-based mortgage professionals with decades of experience.  We Understand It’s Not Just a House, It’s Your Home! Trusted American Mortgage - Your Trusted Mortgage Broker!

24/7 Premium Support

Questions don't wait for business hours. Our support team is always available to help you with any concerns or questions about your mortgage. You can access your loan information anytime through our secure portal. We provide ongoing support and resources to help you manage your mortgage effectively

Reviews

Don’t just take our word for it. Read great reviews from satisfied homeowners who’ve experienced the Trusted American Mortgage difference firsthand.

Rated 4.7 out of 5

"Trusted American truly was a blessing to me and my family. They took such great care of us and saved us more money than we ever imagined. We had no idea how smooth the process would be which is why we waited too long to refinance. We wish we would have contacted Trusted American so much sooner! "

Thomas Custy

"Trusted American made everything so easy! They were amazing from start to finish! They were very prompt and extremely helpful! I would recommend them for anyone looking to finance or refinance their mortgage! They are helping me with my refinance now and are going to save me $1,150.00 a month!!!"

25estanislao

"Amazing company to work with! Pat Donlon and Christina Boryl answered all my questions and were always in contact when needed. They kept us updated every step of the way and helped find solutions when we were faced with unexpected problems. For a first time homebuyer, they made the process easy!! 10/10 would recommend ."

Casey Burks
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We Combine The Convenience of Our Propriety Online Application Process With Knowledgeable, Salary-Based Loan Specialists

Our streamlined, online, 5-step mortgage approval process makes securing your home loan simple and fast. Our salary-based loan specialists are here to guide you every step of the way.

Step 1
Create your account

Get started by creating your secure online account. This allows you to access your application, upload documents, and track your loan progress anytime, anywhere.

Form
Step 2
Complete your application

Fill out our user-friendly online application. Our smart form technology helps ensure accuracy and completeness, saving you time and reducing potential delays.

Submit
Step 3
Upload required documents

Easily upload your financial documents through our secure portal. Our clear checklist helps you gather and submit everything needed for a smooth approval process.

Upload
Step 4
Approval decision and conditions

Receive your loan decision and review any conditions. Our team will guide you through addressing any requirements to keep your loan moving forward.

Review
Step 5
Clear to Close!

Congratulations! Once all conditions are met, you'll receive your clear to close. We'll coordinate with all parties to ensure a smooth and timely closing.

Track Now
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Low rates and affordable monthly payments.

We make the process of securing a home loan simple and straightforward by offering you the latest in financial tools and advice, that enable you to make sound financial choices.

Home Purchase Loans

Find your dream home with competitive rates and personalized guidance from our experienced mortgage professionals. We'll help you navigate the home-buying process with confidence and ease.

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Home Refinance Loans

Lower your monthly payments or access your home's equity with our streamlined refinancing options. Our team will help you discover the best refinancing solution for your financial goals.

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Mortgage Options

Explore our diverse range of mortgage programs designed to fit your unique financial situation. From conventional loans to government-backed options, we'll find the perfect fit for you.

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Calculate The Savings Of Unlocking Your Equity and Eliminating High Interest debt

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Refinancing could save you

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Additional Mortgage Calculators
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Mortgage Programs

Flexible, adaptable, and adjustable mortgage programs to fit your needs.

Our comprehensive mortgage loan programs are designed to make homeownership accessible and affordable. With personalized guidance and competitive rates, we’re here to help you achieve your real estate goals.

All 14 Mortgage Programs
Help people Get Financed

12K+

Trusted Since

2015

Fannie Mae Announces Removal of Minimum Credit Score Requirement!

Fannie Mae has removed the previous minimum 620 credit score requirement for loans processed through its automated Desktop Underwriter (DU) system, effective for new loan case files created on or after November 16, 2025.
This change is designed to expand access to homeownership for borrowers with limited credit history or lower scores by shifting the focus from a single score to a comprehensive, risk-based lending assessment of their entire financial picture. Contact us today to find out if this new program can help you    get financed!

Early 2027 Conforming loan limits available

TAKE ADVANTAGE OF INCREASED CONFORMING LOAN LIMITS NOW!
Official 2027 conforming loan limits haven’t been released, but we can provide you with the following increased loan limits on conventional and VA loans (based on estimates ahead of the FHFA announcement) as of today, September 16, 2026:
• $847,440 one-unit conventional and VA* loans (increased from $819,000)
• Updated conforming limits are also available on 2-4-unit conventional loans
○ $1,085,059 two-unit conventional loans (increased from $1,048,500)
○ $1,311,535 three-unit conventional loans (increased from $1,268,000)
○ $1,630,005 four-unit conventional loans (increased from $1,575,000)

 * VA borrowers must have full entitlement to take advantage of expected loan limits. Appraisal waivers not applicable. County loan limits previously above $819,000 will not change.

Home Purchase Loans

Start your homeownership journey with confidence. Our experienced team will guide you through every step of the mortgage process, ensuring you get the best possible terms for your new home.

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Home Refinance Loans

Take advantage of lower rates or tap into your home's equity. Our refinancing options are designed to help you achieve your financial goals while keeping the process simple and stress-free.

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Cash-Out Refinance Loans

Access your home's equity for major expenses or debt consolidation. Our cash-out refinance options give you the flexibility to use your home's value to achieve your financial goals.

  • Competitive rates
  • Flexible terms
  • Pay off high interest debt
  • Home improvement funding
  • Education expense solutions
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Mortgage Consultation

Get expert advice tailored to your unique situation. Our mortgage professionals will analyze your needs and help you explore all available options to find the perfect solution.

  • Personalized guidance
  • Rate comparison analysis
  • Budget planning assistance
  • Program qualification review
  • Future planning strategies
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FHA Loans

Make homeownership more accessible with an FHA loan. These government-backed mortgages offer flexible qualification requirements and lower down payment options.

  • Low down payment options
  • Flexible credit requirements
  • Competitive interest rates
  • First-time buyer friendly
  • Various term options
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VA Loans

Serving those who serve us. VA loans offer eligible veterans and active-duty military personnel exceptional benefits and simplified qualification requirements.

  • No down payment required
  • Competitive interest rates
  • No monthly PMI
  • Flexible qualification terms
  • Dedicated veteran support
Get more Program Information

WHY GET A MORTGAGE PRE-APPROVAL LETTER WHEN YOU'RE SHOPPING FOR A HOME? IT'S YOUR SECRET WEAPON TO GETTING AN ACCEPTED OFFER! AVAILABLE AS FAST AS 1-HOUR!

LEARN MORE-The Benfits of Pre-Approval Letters

Discover Our Learning Center For Blogs With Helpful Information on a Wide Variety of Mortgage and Home Ownership Topics!

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